Money, markets, and mindset with CPA Brian Orlando. Helping Canadians build wealth through financial literacy, tax strategies, and smart investing, while exploring macro trends, business stories, fitness, and mental health. Because real wealth is more than just your portfolio.
Latest episodes
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12 min
Why Canada Feels More Expensive, and Whether the Math Still Works
Four videos on the bigger Canadian picture.Why the number at checkout keeps climbing: the dollar, climate, how few companies sell our groceries, and housing. Why 140,457 Canadians…
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7 min
Buying Last Year's Best Stock Every Year: Does It Work?
Someone sent me a reel asking if this is a real strategy: every January, buy last year's best stock in the S&P 500, hold it a year, then swap. Shout out to Ricky, @the.steady.inves…
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12 min
Is Canada Heading Into Stagflation?
Is Canada heading into stagflation? Prices were up 3.1% in September, unemployment is 6.5%, and groceries cost 33% more than in September 2020.Stagflation is prices jumping while t…
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7 min
Canada vs the US: Who Pays More Tax When You Die?
Canada doesn't have an estate tax like the US. We tax death a different way, and it reaches a lot more regular families.Take 2 cousins. Doug in Regina and Chad in Dallas each put $…
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11 min
Which Province Is Cheapest in Canada? Your Pay, and Raising Kids
Which province is cheapest? It depends on who's asking. In part 1, I take the typical full-time wage in each province and work out what's left after tax and the bills. In part 2, I…
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5 min
Probate in Canada: $0 in Manitoba, About $14,000 in New Brunswick
Probate on a $1 million estate costs $0 in Manitoba and about $14,000 in New Brunswick. It's usually the smaller of the 2 bills your family pays.Probate is the court confirming you…
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6 min
You Inherited Money. What to Do With It, Step by Step
The average inheritance in Canada is close to $200,000, and it usually arrives while you're grieving. It was Mom's money, and you don't want to be the one who lost it. If you've fr…
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12 min
Men, Women, Money and Shame
Four videos on the feelings side of money, in one place.If you feel like you're failing at something your dad pulled off on one income, the ground moved: in the early 70s food was…
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7 min
Going South This Winter? The Date That Decides Your Travel Insurance
Heading somewhere warm this winter? Your province pays something toward a hospital outside Canada, and it's small. Nova Scotia pays up to $525 a day once you're admitted. BC pays u…
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5 min
Why Flying in Canada Costs So Much
Ottawa just offered Canada's 4 biggest airports to private investors. To judge that deal, it helps to know how flying here got so expensive, so here it is piece by piece.1. About 3…
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13 min
What Canadian Health Care Doesn't Cover Before 65, and Is a Private Plan Worth It?
Your work benefits end before 65. What does your health card still cover, what do people really spend, and is a private plan worth it? Part 1 and Part 2 together.Part 1, what healt…
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9 min
Passing It Down: The Farm, Giving While Living and Helping Your Kid
A Thanksgiving weekend episode, with the family around the table. Three short videos from this summer on passing money down.Passing down the farm, and why selling it to your kid fo…
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22 min
Is Retirement Dead in Canada? A Young Renter, a Single Mom and a Senior Renting Alone
IS RETIREMENT DEAD IN CANADA?Both parts together: the young renter, then the single mom on low pay and the senior renting aloneIf you're renting, or on a low income, most retiremen…
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5 min
Your Bracket Is Not Your Rate
Most of us decide RRSP or TFSA, or how much to draw from a RRIF, off our tax bracket. This episode is about the number that should decide it: what your next dollar costs once the c…
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10 min
What I Wish Someone Told Me About Being an Executor
Four short videos from this year on being an executor, in one place, if you missed some when they went out.How to actually pick one, and the conversation your lawyer skips. The fir…
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9 min
Could Ottawa Come for Your Savings? Where It Went, and What Could Change
Is Ottawa coming for your TFSA, your OAS or your house? I went through the budgets in two parts.First, what could realistically change, and what each change would cost you. CPP and…
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4 min
Can You Retire in Canada on $500,000?
Can a couple retire in Canada on $500,000? If they spend $120,000 a year, no. This couple spends $60,000.Both 65, $500,000 saved, and CPP and OAS pay them $40,000 a year. So their…
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4 min
How to Have the Hard Money Conversation With Your Partner
Someone in my community asked how you actually have the hard money conversation with your partner. So here's a couple who've had the same money fight for 10 years. Takeout, hockey…
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11 min
Where Your Down Payment Should Come From First
FHSA, cash, family money, a regular investment account, RRSP, TFSA, a corporation. Every dollar you pull out has a price tag, and the price is different in every account.The order…
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7 min
Car math simplified, repair or replace, and electric battery data
New or used, fix or replace, and whether an electric battery is really the risk people think. I ran all 133 cars in my calculator. Ontario, 16,000 km a year, every cost counted, in…