Money is a constant contradiction. You’ve got to spend money to enjoy life but save every cent for the future. It’s why Australians are caught between impossible expectations and an economic system that feels stacked against them. So, how do you keep up the juggling act when the stakes just keep getting higher? In The Pay Off Sylvia Jeffreys sits down with leading experts and entrepreneurs to uncover tips and tricks from some of the sharpest business minds in the game. You can listen to The Pay Off wherever you get your podcasts, or you can watch every episod...
Latest episodes
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47 min
Make AI Work for You
Could AI take something off your to-do list? Data scientist, mum of four and AI Herway founder Nici Sweaney joins Sylvia Jeffreys to explain how she uses it to help run her busines…
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29 min
Why I Closed My $12 Million Business
What makes you walk away from the business you spent years building? Samantha Wills did exactly that, closing her global jewellery brand rather than selling her name. She joins Syl…
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22 min
Buy Now Or Wait? The Property Market With Westpac's Carolyn McCann
Property prices are falling, but higher interest rates are squeezing borrowing power. So, should you buy now or wait? Westpac’s latest Home Ownership Report reveals buyers are hold…
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32 min
ETFs, AI And Why Women Are Better Investors Than They Think
Women make up two in three beginner investors. But as investing gets more advanced, that representation starts to fall away. Global X portfolio manager Jessica Leung thinks confide…
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32 min
Job hunting? The new rules of getting hired
Why does a strong CV disappear into a recruitment black hole? Former recruiter and Project Roar founder Catherine Harris joins Sylvia Jeffreys to explain how hiring has changed, wh…
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39 min
Will Interest Rates Rise Again? Inside the RBA With Chief Economist Sarah Hunter
Australia is one week out from the RBA’s next interest rate decision — and the possibility of another rate hike is firmly in focus. So what is the Reserve Bank actually watching? R…
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45 min
Reuben Williams Quit His Own Company. Then Bought It Back.
SportsGrad founder Reuben Williams quit his own company — then figured out how to buy it back. But that’s only part of his story. Reuben has gone from landing his dream job at Cric…
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36 min
Who Gets a Seat at the Table? Phoebe Saintilan-Stocks on Media and Power
Phoebe Saintilan-Stocks has built her career around a question: who gets heard — and who gets a seat at the table? After working inside Parliament House, she founded Missing Perspe…
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45 min
How Sundae Body Reached 10,000 Stores — And Nearly Broke Along the Way
Sundae Body sells a product every six seconds and is stocked in more than 10,000 stores across 14 countries. But behind the rapid growth of the colourful Australian beauty brand ar…
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32 min
What Does $100B Do to a Friendship? Inside the Atlassian Story
Mike Cannon-Brookes and Scott Farquhar started Atlassian as two university friends with $10,000 in credit card debt. They went on to build a global software giant worth more than $…
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35 min
Rates, Housing and AI: What's Really Happening to Australia's Economy?
Interest rates remain at 4.35%, house prices are falling across much of Australia, and households are still feeling the cost-of-living squeeze. So, what happens next? Westpac Chief…
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42 min
Can Tech Save Democracy? Why 600,000 Aussies Used Lizzie Hedding's Voting Tool
What if technology could help us become better voters? Climate advocate, former elite long jumper and Build a Ballot co-founder Lizzie Hedding is trying to do exactly that. Her non…
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34 min
What Astronaut Katherine Bennell-Pegg Wants You To Know About Achieving the Impossible
What does it take to dedicate decades of your life to a dream that feels out of reach? In this episode of The Pay Off, Sylvia Jeffreys sits down with 2026 Australian of the Year Ka…
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30 min
How to Fund, Start and Scale with Edible Blooms’ Kelly Jamieson and Westpac’s Tamara Bryden
Starting a business is exciting. Building one that lasts is something else entirely. In this episode of The Pay Off, Sylvia Jeffreys is joined by Edible Blooms Co-founder and Manag…
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39 min
Where Australia’s Top Stock Picker Is Investing Right Now, with Jun Bei Liu
Jun Bei Liu arrived in Australia from China at 16 with little English but big ambitions. Today, she's the co-founder of Ten Cap, one of Australia's top-performing hedge funds, and…
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30 min
The Money Habits That Build Financial Freedom, with Canna Campbell
It started with a drawer overflowing with sticky $5 and $10 tips, tucked away after gruelling 3am bar shifts while trying to survive university. That mountain of cash eventually tr…
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47 min
Made Redundant? Here's How to Bounce Back Stronger, with Natalie MacDonald
It came in a midnight email, despite having just kicked some huge goals for her company, and just six weeks after returning from parental leave. Redundancy. Something that's being…
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32 min
The Anti-Influencer Guide to Nailing Your Budget and Spending with Intention, with Breana Davison (Bree on a B…
Your days of wondering where all your money went are over. In this empowering episode, full-time nurse turned anti-influencer Breana Davison (@breeonabudget) reveals how she broke…
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56 min
How Authenticity Still Drives Everything for Steph Claire Smith (KIC)
There's plenty of advice out there about fostering a social media, building a multi-million dollar business, or creating an utterly devoted community. Steph Claire Smith, founder o…
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35 min
The Scams Out to Get You Right Now - and How to Stop Them, with Ben Young (Westpac Head of Scam and Fraud Prev…
If you thought an EOFY sale was the biggest threat to your savings right now, this episode will make you think again. Ben Young, Head of Fraud and Scams Prevention at Westpac, pull…