Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.
Latest episodes
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44 min
Bougie Expenses That Are Worth Every Penny
💻 Need a financial pro? Check out RamseyTrusted®! From first-class flights to in-home saunas, today we’re confessing whether we’d “bouge it or lose it” with the internet’s best lis…
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42 min
Firing Back at Our Comment Section Haters
🏠 Check out the Mortgage Calculator! Comment section check! That’s right—we’re fearlessly addressing your questions, comments and criticisms . . . all in the name of your financial…
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45 min
Judging Your Shopping Addiction (and How to Overcome It)
💻 Wondering how you’re actually doing with money? Find out where you stand. Since everyone’s “doing their own research” these days, we decided to match that energy and dig into the…
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34 min
VIRAL Trends Taking Over Your Algorithm in 2026
💻 Take the Side Hustle Quiz here! If you can’t beat ’em, follow them? Today we’re reacting to the biggest social and spending trends of 2026—let us know in the comments if the algo…
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44 min
Tipping Culture: When the Heck Should You Actually Tip?
💵 Check out this article How Much You Should Tip in Common Situations. Here’s one for your next family dinner: Tipping in 2026—you have feelings, we have feelings, and at this poin…
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43 min
Attention World! This Is What Things Should Cost
💵 Check out the Investing Calculator! A family trip to the movies can easily cost $80 these days; it’s rough out there! Today we’re talking about the reality of inflation . . . but…
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45 min
Scale of 1–10: How Strict Are We on These Ramsey Rules?
❓ Have a money question? Ask Ramsey is here to help! Have you ever read an “opinions are my own” disclaimer in someone’s social media bio? That’s the vibe of today’s episode. Today…
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44 min
Financial Experts Rank Your WEIRDEST Unexpected Expenses
💵 Create a free budget and find more margin with EveryDollar. This one goes out to ole Murphy and that pesky little law of his. (If you know, you know!) Today we’re rating your wor…
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2 h 22
Ultimate Hot Take Compilation: Tacky, Sketchy, Icky and Worth It
💵 Create a free budget and find more margin with EveryDollar. When it comes to life and money, we’re full of hot takes. Join us for a nostalgic trip down memory lane as we revisit…
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1 h 06
Finances, Friendship and FUN with Annie F. Downs
💵 Create a free budget and find more margin with EveryDollar. The “F” in our guest’s name stands for “Fun”—and boy did we have all the fun talking money, relationships, hot takes a…
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47 min
46 Minutes of Unique TikTok Side Hustles
💻 Take the Side Hustle Quiz here! We all need a little wiggle room in the budget from time to time. Today, we’re reacting to the internet’s latest side hustle quests. Plus, we’ll t…
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52 min
Explaining the Lore Behind Ramsey Slang (“Plastic” Surgery?)
Get your ticket for Investing Essentials today! If you’ve ever wondered what phrases like “clock the tea” or “rice and beans” mean—today’s episode is for you. We’re decoding trendy…
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44 min
Luxury vs. Dupe (Can You Spot the Difference?)
📙 Check out George’s book Breaking Free From Broke. Taste tests, TikTok trends, a little friendly competition—today may be all about “dupe” culture, but don’t worry, this episode i…
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50 min
Waste or Worth It: Rating “Life-Changing” Products
💵 Create a free budget and find more margin with EveryDollar. If every product is “life-changing” then no product is life-changing. We’re calling consumerism’s bluff by judging wel…
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43 min
Blind Ranking the Internet’s WILDEST Investment Stories
🎟️ Get your ticket for Investing Essentials today! When it comes to money, is boring always best? From everyday internet scams to rare lottery success stories, today we’re blind ra…
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40 min
10 Signs You’re Doing Better Than Most Americans
✅ Connect with one of our Ramsey Trusted providers. Sure, the world feels like it’s on fire, but hear me out: What if you’re doing better financially than you think? Consider today…
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42 min
Frugal Hacks That Could Go Too Far
💰 Find extra money in just two weeks with our Money Finder Challenge! Whether you love or hate frugal living, this one’s for you! We’re exposing common frugal “hacks” that secretly…
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53 min
Judging Lifestyle Upgrades: When Is It Finally Okay to Splurge?
📚 Grab a copy of George’s book, Breaking Free From Broke! At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” an…
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51 min
Calling Out the Biggest Money Wasters of All Time
💰 Find extra money in just two weeks with our Money Finder Challenge! We’ve all fallen for a scheme or two on our worst day, but the important question is: How much of your hard-ea…
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45 min
Surprisingly Simple Things That Make You Feel Wealthy
📈 Need help with investing? Check out our free guide! When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day wi…