Looking to make sense of your dollars? Newstalk ZB’s Smart Money delves into the deep, dark recesses of unwanted debt, traverses the highs and lows of investments and helps to ensure you money works for you. Our industry experts give us their top tips on a wide selection of topics including mortgage rates, stock, savings, goal-setting and retirement.
Latest episodes
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41 min
Janet Xuccoa: Who needs a will?
What you leave behind when you're gone is probably on a lot of peoples' minds, regardless of age. But is a will something everyone should have? Or is it something to think about on…
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41 min
Chris Wilson: Concerns for investing in AI are valid as new technology can attract too much capital, too quick…
Australian data-centre developer - Firmus - have stalled in securing funds for more build-outs, with investors unsure of the pricepoint, and how much of the growth depends on earni…
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41 min
Nathan Stanners: Stronger KiwiSaver policies are needed as less people are retiring with enough
More New Zealanders are looking to their Kiwisaver to get them to the future, or to their first-home with the property market on a down-turn. Because of that, the election's become…
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41 min
Amanda Morrall: It's time to start investing in your KiwiSaver
It seems like New Zealand's fallen out of love with the property-market hype - the pre-election economic and fiscal update last week basically confirmed it. So where should we star…
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41 min
Rupert Carlyon: Parties should be focusing on banks not supermarkets
There has been a lot of supermarket chat over the past couple of years, and it's ramping up now that we are headed into the election. National wants to split up Food Stuffs, the Gr…
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40 min
Sylvie Thrush Marsh: There are many avenues to take employment disputes
The workplace is often dynamic - young people make their way in, technology change how things are done, new talent shift the team culture, and dress codes can differ from strict to…
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41 min
Chris Wilson: How will the US and NZ elections affect the markets?
The election is 55 still days away, and it's looking like a tight one. And in the US the midterms are around the corner. America has a much bigger economy, and one that we have a l…
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41 min
Martin Hawes: Is a flexible Superannuation scheme worth it?
Earlier this week, an interesting proposal was made to shake up the way we use Superannuation. A report from Chartered Accountants Australia and New Zealand indicates a flexible ch…
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42 min
Nick Crawford: How do you talk to your spouse about money?
One of the first lessons mum and dad teach you is "it's rude to talk about money". But when it comes to family life, it's important to be open about financial matters with your spo…
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41 min
Janet Xuccoa: Managing Director for NZ Family Trust Services on what assets should be in a trust
Trusts are no doubt a complicated thing. There's a lot of moving parts, a lot of different parties involved, and most will be close to the Settlor, which can create it's own proble…
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40 min
Hamish Pepper: What's the reasoning behind RBNZ's decision to hike the OCR?
The RBNZ recently hiked the OCR from 2.25% to 2.5%, and experts are expecting around another 1% of hikes over the next year, as managing inflation risks take priority over the weak…
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40 min
Amanda Morrall: Does AI play a role in personal finance?
The Cost of Living Crisis has driven a lot of Kiwis to look for financial advice, and many turn to AI over a financial advisor. But is AI really that reliable as a source of financ…
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41 min
Rupert Carlyon: What's the first step for wanna-be investors?
When the cost of living crisis is driving your day-to-day costs up, putting money in to a Kiwisaver might not seem appealing. But is it still important to keep the flow of money in…
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41 min
Andrew Bascand & Sue Walker: Harbour Asset Management Co-CEO and Harbour Asset Management Senior Manager discu…
Electricity and money go hand-in-hand. Every house needs power, and everything costs money. So how do you balance the two in the midst of a Cost of Living Crisis? And what should y…
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41 min
Sharon Chandra: Prenups can be challenged
More than 7800 divorces were granted last year, with nearly 6000 underage children seeing their parents split - that's about 8 divorces for every 1000 marriages. Looking deeper, ab…
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42 min
Sylvie Thrush-Marsh: What should you keep an eye out for in your employment contract?
Everyone has an employment contract, but what should you be aware of when presented with a new one? Some key parts that you'd think are a given may also be missing, so what shoud y…
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42 min
Amanda Morrall: Don't pounce on every good deal you see
With Property becoming less of the golden-goose egg we've made it out to be, people are focusing more on how else they can be financially stable - and with that stability, comes be…
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41 min
Nathan Stanners: The pros and cons of National's compulsory Kiwisaver policy
Generate Kiwisaver's Nathan Stanners joins Tim Beveridge to chat National's compulsory Kiwisaver policy - and whether it's a good policy for the our retirement savings pool. They a…
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41 min
Janet Xuccoa: Your list of trustees has to be tight and reputable
Earlier this year, a Christchurch businessman was found borrowing millions of dollars against his family trusts for his clothing company - racking up a $3-million dollar spend. His…
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42 min
Nick Crawford: Households will have to anticipate higher cost-of-living pressures
This week's budget announcement had a focus on sorting out the books, and no straight sugar hits for individuals.Infrastructure, healthcare and education seemed to be the clear pri…